Smart is over, it’s time for INTELLIGENT Phones.

Smart is over, it’s time for Intelligent Phones.

The mode of communication changed altogether with the arrival of mobile phones in our lives. It got wider and more meaningful once the world was exposed to smartphones.

The mode of communication changed altogether with the arrival of mobile phones in our lives. It got wider and more meaningful once the world was exposed to smartphones. However, changing technology parameters and fundamentals are calling for yet another disruption in the communication space — this time with Intelligent Phones. Smart is not necessarily intelligent but intelligent is always smart. By this definition, today’s smartphones are not necessarily intelligent devices.

Here is why......

A smartphone lets us do myriad of things in ways that bring efficiency, effectiveness and productivity in our lives — such as workplace communication. With smartphones, we have been able to not only manage e-mails promptly but also connect seamlessly with people and friends on real-time platforms like WhatsApp, Facebook that are more informal but quick and effective means to make critical decisions in a highly-competitive world.

Now, Artificial Intelligence (AI) is set to play an integral role in making the smartphones of the future. Algorithm-based intelligence has already begun to percolate in premium smartphones. As adoption and usage evolve, AI will soon become a rudimentary thing in smartphones. However, the present approach is about finding areas where AI has usage as stand-alone technology and for convenience, integrating it with smartphones makes it user-friendly. This, however, is not going to make the smartphone intelligent; it will only make them super or extra-smart — capable of doing more things.

An Intelligent Phone, however, is one which will have “thinking” capabilities and decide the next course based on the user’s preferences and priorities. For instance, we now have several advanced capabilities in smartphones — but there are manual interventions that we, as users, have to apply, like enabling and disabling network capabilities. Why shouldn’t the smartphone be intelligent enough to decide which network capability to enable or disable based on usage?

Right now, if Wi-Fi is enabled, the cellular data goes into hibernation. Why can’t the phone decide which one to use based on several criteria like cost of data, application being used, type of data being accessed and so on? If a user gets into a car, the smartphone should be intelligent enough to decipher through AI and connect to the audio system via Bluetooth. Similarly, the airplane mode should be enabled while someone is airborne.

All these may sound too basic as capabilities. These will not only bring comfort for the user but also have implications on battery consumption as well as in ensuring that there are no “loopholes” enabled which may not be in use in the device. Smartphones have focused primarily on the applications and features they can support. It has not evolved to communicate better with the user as per his or her preferences and priorities.

One hindrance was the evolutionary phase of AI; but since AI has now become a reality, the device should add intelligence and move beyond applications and functionality. As the smartphone industry looks for innovation in a market that is near its saturation point, the Intelligent Phone could be a saviour for the industry. It could rejuvenate consumer interest and, hence, the market itself.

http://www.financialexpress.com/industry/technology/smart-is-over-its-time-for-intelligent-phones/932254/

An IIT-Delhi Startup Develops A Cost-Effective Device To Reduce Risk of Respiratory Disease.

An IIT-Delhi Startup Develops A Cost-Effective Device To Reduce Risk of Respiratory Disease.

On November 1, just days before Delhi got blanketed with toxic smog, an IIT-Delhi startup called Nanoclean Global started a campaign called Gift Pure Air on their Facebook page Nasofilters. It went viral as pollution levels spiked in the capital. Within three days, the startup received thousands of inquiries from schools, hospitals and companies from Delhi and across the country about its Nasofilter.

The device, priced Rs 10, is a filter that you can cover your nostrils with. It is not very conspicuous as the edges that stick to the bottom of the nose are rather transparent. One filter can be used for around eight hours. The startup team - a mix of civil and mechanical engineering graduates and textile engineering professors - is now aiming for a pan-India launch of the product on December 2, National Pollution Control Day. 

Nasofilter has its origins in grim yet inspiring circumstances. Nanoclean founder Prateek Sharma grew up watching his mother suffer from asthma. He would procure the best masks available for her to keep the pollutants out but most of the masks were uncomfortable to wear. In 2015, when he was in the final year of civil engineering at IIT-Delhi, he thought of building a prototype for filtering pollutants - more importantly, the objective was to ensure his mother had access to a device that was effective and easy to use.

Sharma built a team with Tushar Vyas, Jatin Kewlani, Sanjeev Jain, all IIT-Delhi graduates, and faculty members Ashwini Agrawal and Manjeet Jassal of the textiles department. 

The first prototype of Nasofilter was developed in 2016. They formed Nanoclean Global to commercialise the device. "We made millions of pores in a tiny area, reduced the diameter of the fibre by 100 times increased the pore density medium. Instead of depth filtration, the team used surface filtration," explains Sharma. 

The team used nanotechnology to build the filters that can stick on the user's nasal orifice while restricting the entry of particulate matter, including PM2.5 particles and pollen allergens. 

There is a lot of research on nanotechnology but not many applications have been scaled up using it. Our device has used this technology for solving a grim problem of the global community. It is a use-and-throw, biodegradable product and gives negligible breathing resistance," says Agrawal. 

Nasofilter contains a highly porous substrate that does surface filtration and autocleans itself as one exhales. "This is technically very advanced," says Sharma. The device recently won the Startups National Award 2017 the Technology Development Board for creating promising new technology protect against air minimise the risk of respiratory diseases.

Nanoclean has also been recognised among the top 50 tech startups of the world by South Korea from over 118 countries and was selected among the top 100 startups in the world by Hong Kong - it is the only Indian startup to have achieved this feat.

https://economictimes.indiatimes.com/small-biz/startups/an-iit-delhi-startup-develops-a-cost-effective-device-to-reduce-risk-of-respiratory-disease/articleshow/61609938.cms 

NIFTY WEEKLY REPORT AND FUTURE POSSIBLE ACTION.

NIFTY WEEKLY REPORT AND FUTURE POSSIBLE ACTION.

WEEKLY MARKET ACTION…12-11-2017

USA-Markets View         : DOW Journey: 23557  To  23422.

                                             NASDAQ Journey: 6784  To  6751.

EUROPE Markets View : DAX Journey: 13479  To  13127.

                                             FTSE Journey: 7652  To  7432.

ASIAN Markets View     : HANGSENG Journey: 28597  to  29120.

                                             NIKKEI Journey : 22548  To  22681.

INDIAN Markets View   : Nifty  Journey : 10451  To  10322.

                                             BSE-SENSEX Journey : 33731  To  33415.

INTERNATIONAL NEWS :

Trump visit South Korea and China to cool the Geo Political tensions.

INDUSTRY AND COMPANY NEWS :

Most of the PSU Banks , Auto Companies and other results are good may better in Forth coming quarters.

BHARTIARTL and INFRATEL were jacked up to new levels better weighted average for decent exit of big investors be it internal or external.

POSSIBLE ACTION :

NIFTY :

NIFTY contributors like HDFC, HDFCBANK, RELIANCE, ITC, TATAMOTORS, BPCL ,HINDPETRO, AUROPHARMA are lagging while GST beneficiaries like HINDUNILVR, Tyre Companies, other FMCG Companies are contributing. 

BANKNIFTY :

PSU Banks got support from SBI for a positive rerating.Similarly BAIN Capital & LIC gave support to PRIVATE Banks like AXISBANK,ICICIBANK one of the biggest corporate lender getting rerated on the possible repayments from METALS and ALLOYS Industries.

FUTURE POSSIBLE ACTION :

Counters To Observe On The Upside.

TATASTEEL, VEDL, HINDALCO, SAIL, COLPAL, DABUR, BATAINDIA, CEAT, MRF. Mining counters do well.

Counters To Observe On The Downside.

DRREDDY, CIPLA, ARVIND, BAJAJ FINANCE, YESBANK (Good above 314) Likely to correct (CONSOLIDATION) PNB, BANKINDIA, UNIONBANK, CANBK, ASHOK LEYLAND, BHARTIARTL.

  

1.2 Billion Indians Will Have A Smartphone By 2030.

1.2 Billion Indians Will Have A Smartphone By 2030.

Population explosion, urban dynamics, income expansion, age skew, diversity and the connected consumers will power India to an unimaginable growth by 2030. The content and data will evolve further and the base of the marketplace will change in the next 15 years.

By 2030, India will become the most populous country in the world. The increase of population will bring true sustainability and opportunities to the industries. Million plus cities will leap to more than 49 per cent of the country’s expenditure. By targeting less than 10 of these cities, marketers will have a track of half of India’s expenditure. Speaking on the future of marketing in India, Prasun Basu, President- South Asia, Nielsen, said, “Selling will change by 2030 as there might be drones delivering products in a few years.”

Urban India will produce 70 per cent of the new jobs in future. Their future will see a rise in GDP from 58 per cent to 70 per cent. The country will witness a large rapid income expansion and growth in per-capita income by 2030, said Basu. Further adding on the prospect he said, India in 2030 will have a wide scale consistency of economic parameter. There will be a dynamic shift in economic expansion.

According to Nielsen’s data, India as a nation will have a high consistency of consumer confidence by 2030. The major markets will change, but India will grow consistently. “If you look at research figures, almost all countries get a bump in consumer consistency, but India has stood consistently through the years and will remain to do so,” Mr Basu said.

India is a young country and the 2030 projections by Nielsen also highlight the fact that India will remain a nation of millennials. Sixty-nine per cent of the Indian population will lie in the earning population category with the age bracket of 16-60 years. India will have more than a billion people in the category by 2030, which is more than any other nation.

1.2 billion Indians will have a smartphone by 2030 and there will be a 4.5X internet penetration. Ninety per cent of the internet consumption will be through mobile devices. The e-commerce will boom with a 15X growth. This will all be possible because India’s expending growth will increase six folds by 2030.


Adding to the topic, Preeti Reddy, CEO- Kantar South Asia Insights, talked about how consumers are very unpredictable and India will change in many unexpected ways in the future. This will provide the nation with a great deal of headroom to grow. The change will give marketers less control over the consumers. Consumers will have more choices in the future and they will dictate terms to brands, Reddy highlighted, thus changing the brand and consumer relationships.

According to Kantar’s data, by 2030, India will witness an increase in urbanisation as more than 30 people move to urban areas every minute and this will increase further.

Active social media users will increase to 190 million. Internet penetration will increase to 14 percent, giving a boost to the e-commerce penetration, which will increase to 10 per cent. Artificial Intelligence (AI) will help bring rural to the mainstream by 2030. Augmented Reality will fill in the shortage of teachers.

India will still be a rural predominant nation by 2030, Kantar’s data shows. Religion will continue to remain important for us- India spends more money on spiritual purity than on cleanliness. Despite growing individuality, families will be important in the future. Atypical families will become main-stream. But, joint families will remain a bulwark of society, Reddy highlighted.

Another prediction Reddy mentioned was that by 2030, gender imbalance will still not go away and women may have to fight harder for jobs.

http://businessworld.in/article/-1-2-Billion-Indians-Will-Have-A-Smartphone-By-2030-/21-07-2017-122605/

SBI Shares Close 6% Higher After Q2 Net Profit....!!!

Why SBI Shares Close 6% Higher After Q2 Net Profit: Five Things You Should Know

The State Bank of India's (SBI) shares rose nearly 8% before closing at Rs. 333.20, 6.2% higher on BSE against the previous session's closing of Rs. 313.70 soon after the lender declared its Q2 results.

Business | NDTV Profit Team | Updated: November 10, 2017 15:50 IST

SBI's digital transactions rose 10% in Q2

The State Bank of India's (SBI) shares rose nearly 8% before closing at Rs. 333.20, 6.2% higher on BSE against the previous session's closing of Rs. 313.70 soon after the lender declared its Q2 results. The SBI reported a second-quarter (Q2) profit compared with a loss year ago, and a sequential improvement in its bad-loan ratio, sending its shares higher. Net profit came in at Rs. 1,582 crore ($243.25 million) for the quarter ended September 30, lower than analysts' estimates of Rs. 2,696 crore, but compared with a net loss of Rs. 557 crore a year earlier. 

SBI maintains its leadership position in debit card spends with 31% market share. SBI, which accounts for more than a fifth of India's banking assets, said gross bad loans as a percentage of total loans fell to 9.83 per cent at the end of September from 9.97 per cent three months earlier.

Five Things that you should know about State Bank of India's (SBI) Q2 results

1. Net interest income rose nearly 3 per cent from a year earlier to Rs. 18,586 crore, while total provisions including for bad loans rose almost 27 per cent to Rs. 18,418 crore.

2. Net Profit in September quarter and Rs. 3,587 Crore in first half of 2018 fiscal was higher by 383.83% and 2061% YoY respectively.

3. Operating profit excluding exceptional and one-time items soared by 11.40% year on year in the second half of 2018 fiscal

4. Casa (current account savings account) ratio rose 3.98% year on year to 44.88% while deposits grew by 10.27% year on year from Rs. 23, 78, 956 crore to Rs. 26, 23, 180 crore.

5. Gross non performing assets (NPA) declined by 14 basis points to 9.83% and net NPA declined by 54 basis points. 78% of total transactions took place via alternate channels. Share of digital transactions rose by over 1,000 bps as on September 2017 from September 2016

https://www.ndtv.com/business/why-sbi-shares-soared-nearly-8-after-q2-results-five-things-you-should-know-1773780